http://www.mortgageguide101.com/blogs/blog/archive/2007/04/30/retirement-savings-or-pay-down-mortgage.aspxHere's a question for you: pay down the mortgage or slap that extra cash into your 401k? Build your RRSP or bump off your house debt? According to an article in the Toronto Star, you should work on becoming debt free first. Apparently, this is particularlyenCommunityServer 2.1 SP2 (Build: 61129.2)http://www.mortgageguide101.com/blogs/blog/archive/2007/04/30/retirement-savings-or-pay-down-mortgage.aspx#115523Wed, 09 May 2007 15:16:41 GMTafa0456e-4f8f-497f-8a0b-02eabd1b1d28:115523Mortgage Guide 101 Blog<p>Darren Rowse of ProBlogger is running another interesting writing project -- write on &quot;Top 5&quot; . With</p> http://www.mortgageguide101.com/blogs/blog/archive/2007/04/30/retirement-savings-or-pay-down-mortgage.aspx#115553Wed, 09 May 2007 20:14:27 GMTafa0456e-4f8f-497f-8a0b-02eabd1b1d28:115553RobertF<p>&quot;you should work on becoming debt free first&quot;. &nbsp; I think this applies whatever age you happen to be. &nbsp;I can tell you from first hand experience, that besides being a good feeling, it reduces the stress because of the lower risk a mortgage brings. &nbsp;I know being a real estate investor that a mortgage does increase your leverage and thus your return, however when talking about your primary residence, the piece of mind of not having a mortgage more than offsets the financial return.</p>