Buying A House

Buying a house is a very exciting time. Congratulations on your decision!

The good news is that if you do the legwork and set the right wheels in motion you can be in your own house in a fairly short time. The bad news is that you can expect that there will be lots to do before you get there.

Your house is likely to be the single biggest purchase that you will make in your lifetime. As such, it makes sense to take a careful approach when buying a home. We all know people who will spend months researching the perfect stereo system. A stereo system costs a fraction of what your home will cost! So consider taking a few months, taking each step thoughtfully and making sure that you are getting the right deal for you.

When you are thinking about buying a home, you have to consider what kind of homebuyer you are. Are you the kind who likes a challenge and would love a "fixer-upper"? Are you the kind of person who likes to move in and have everything "done"? Are you okay with living with the decorating style of another, even if it's not quite you? Do you want a "blank slate" to start with? The type of homebuyer you are depends on how you answer these kinds of questions.

Here's a story for you: A couple (we'll call them Michael and Liz) went shopping for a house. They looked at all sorts of things in their price range, but didn't find anything they "liked". They had been looking at older homes. A couple of months later, they happened to stop by the sales office for a new home development. They walked out having signed papers to buy! Why did this happen so fast? Because Michael and Liz just happened to be "new home" people. They wanted a blank slate to start with. They weren't able to see past someone else's decorating. And they didn't want the hassle of a "fixer-upper". With the new home, they had the chance to pick their own finishes, and have the house look the way they wanted, right from day one.

So, which kind of homebuyer are you? You can save yourself a lot of time and effort in the house hunting, if you know that now. However, you can also be confident that looking at homes will eventually show you what kind of homebuyer you are.

There are pitfalls along the road to buying a home. This can happen either with the purchase of a new home or an older home. Take a look at our buying a house information and see what you can do to avoid some of the challenges.


Advertiser Links for home mortgage